Our default operations represent a large portion of Gerner & Kearns.  This area of expertise is managed by specialized teams with extensive experience in all aspects of the default industry.  Having handled real estate matters at all stages of default for over 20 years, we are considered a leading authority in all aspects in this area including residential single and multi-family homes, subprime loan products and manufactured homes.

Foreclosure-
Our team of experts handles both routine and complex foreclosures on residential and commercial real property. The integration of a strong title service allows us to catch defects that could negatively impact the foreclosure process. We resolve these issues quickly and accurately so as to exceed all agency and investor timelines and move the cases through the courts in an efficient manner.

Bankruptcy-
We recognize the myriad of problems that lending institutions face due to Chapter 13, and we have developed a series of pleadings which can be employed to lift the stay of bankruptcy once the debtor has defaulted.  Our expert team is also familiar with the complexities of Chapter 7 and Chapter 11 bankruptcies.  We know how best to move forward in obtaining relief from the bankruptcy courts in order to proceed with the foreclosure.

Eviction-
In order to recover the value of delinquent loans, we understand that it is necessary to secure possession of the home so that it is available for claim conveyance or REO sale.  We expeditiously secure access to the property after the conclusion of the foreclosure sale.